Easy debt solutions – get your finances back on track in 60 days

brokers discussing easy debt solutions

When you contact the team at United Debt Assist, we aim to help you get your finances back on track in just 60 days. With our easy debt solutions, we can develop a personalised plan to help you pay off your debts as soon as possible. Keep reading to learn more about our 60-day debt negotiation process.

How to get started with our easy debt solutions?

When you submit an enquiry form via our website for your free financial health-check, our team will get in contact with you within 1-2 business days. During this initial call, they will take the time to learn about your circumstances and anything that relates to your debts. This may include your employment, income, current debts and expenses, and your family life. We will then ask you to send us all of the relevant documentation and fill out paperwork that authorises us to act on your behalf.

What happens next?

Once we have a good understanding of your situation and have received the relevant paperwork, we will take over all communication with your creditors. This means you no longer need to worry about the constant phone calls from creditors and debt collectors.

Based on your unique situation we will then find the best solution to help you get out of debt for good. Our most common solutions are debt mediation or an Informal Debt Agreement. At United Debt Assist, we prefer to use these methods as, unlike other popular debt solutions such as Formal Debt Agreements, they do not damage your credit score.

 

What happens when you choose debt mediation?

After speaking with our team and getting their advice, you may decide to pursue debt mediation. This is a great option if you have access to a large sum of money, but not enough to pay off all your debts. Our team will contact your creditors and negotiate to get your total debt reduced so that you can pay it off with one, swift payment.

Our industry experience has enabled us to reduce the negotiation process down to 2 – 6 weeks, depending on the number of creditors that we need to contact and how long they take to get back to us. Once the negotiated amount is paid, your overdue accounts are then closed, and any defaults are updated to ‘paid- in- full’. The process is now complete, your debts are paid off, and you can move on with your life.

What about an Informal Debt Agreement?

If you don’t have access to a lump-sum to repay all of your debts at once, an Informal Debt Agreement may be a more suitable option. Unlike Formal Debt Agreements (also known as a Part 9 Debt Agreements), an Informal Debt Agreement is not legally binding and will not impact your credit score.

Once you enter an Informal Debt Agreement, our team will contact all of your creditors. They will negotiate with each creditor to try to reduce your debts and freeze fees and interest. They will then manage your debts into an affordable repayment plan that suits you and your budget.

Our team aims to have a repayment plan in place within 60 days of your initial contact with us. Once this plan is in place you will have a debt-free date in sight. However, if your circumstances change during your repayment timeframe, simply reach out to our team. They will be happy to contact your creditors and renegotiate the agreement to something that you can maintain.

Why choose United Debt Assist?

At United Debt Assist we pride ourselves on providing real solutions in real time. Many of our competitors can take over 6 months to provide you with a finalised debt solution. We work quickly and efficiently to deliver our easy debt solutions within 60 days. If you would like to learn more about how we can assist you with your debt, contact us for a free consultation and financial health check.

 

The information in this article is general in nature and does not take into account your personal objectives, financial situation, or requirements. Therefore, please consider whether the information is appropriate to your circumstance before acting on it and seek independent advice from a finance or legal professional if necessary.

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